Bay Area Bridge Toll Changes
It’s getting complicated! Here is a quick guide you can print and keep in the glovebox for reference.
News, Of Interest | admin June 22, 2010 | 
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Category: Of Interest
Of Interest, Real Estate | admin April 28, 2010 | Comments (0)
I’ll be watching this:
jamie’s food revolution trailer
Mon 25 Jan 2010 @ 15:40
The trailer for Jamie’s Food Revolution.
Of Interest | admin March 30, 2010 | Comments (0)
Santa Rosa…Best in the Nation
Folks, now is the time to buy here in the Wine Country, we are poised for a great recovery and not only will you have a solid investment, but what a beautiful place to come to!
I found this article on CNNMoney.com:
Where Homes Prices Are Rising
Les Christie, CNNMoney.com
Mar 19th, 2010
The drama is nearly over. After a decade of extremes—the ebullient highs of the real estate boom, then the devastating lows of the bust—calmer forces are beginning to prevail in the housing market. The big fall-off in home values, which has taken the median price of a house down almost 30% since 2006, looks to be in its final stages in most places: Three-quarters of the nation’s 384 metropolitan areas will see prices down less than 5% a year from now, according to projections from Fiserv and Moody’s Economy.com; 10% seem poised for modest increases. Meanwhile, Uncle Sam is lending a steadying hand with programs designed to prop up the market — at least for a while yet.
Market Conditions, Of Interest | admin March 27, 2010 | Comments (0)
1944
While a very interesting time in world history, the numbers 19 and 44 are simply a set of (days) to remind you of important time-lines that will impact your FHA, first-time and move-up clients.
19 days from now, Read more »
News, Of Interest | admin March 19, 2010 | Comments (0)
The City – from Cyberspace
Restaurants, arts, sports, nightlife, things to do with kids and dogs,
biking, hiking, transit, real estate, maps and other interesting, useful
or fun online resources.
Of Interest, San Francisco | admin August 17, 2009 | Comments (0)
Best way to find a home loan
Distributed today by the California Association of Realtors:
During the height of the real estate market, most borrowers who applied for a mortgage received one. However, in today’s lending environment, consumers should be more cautious about where they apply for a loan and from which Web sites they receive quotes.
Borrowers should be cautious about sites that request a Social Security number and address upfront. The site may pull the consumer’s credit report, which could have a negative impact on their FICO score should they not apply for the mortgage.
It’s also important that consumers ensure that all fees are clearly disclosed on a site’s rate quote. Otherwise they may be surprised when receiving the paperwork from the lender.
Borrowers who are unsure of which type of mortgage is best for them and their situation should contact a mortgage broker. Those in the market for a jumbo loan or financing an investment property may best be served by working with an experienced broker.
To read the full story, please click here.
Of Interest, Real Estate | admin July 3, 2009 | Comments (0)
California running out of $10,000 tax credits
First-time home buyers wanting to take advantage of the state’s $10,000 tax credit may have less time than originally expected. California set aside $100 million to help home buyers purchase newly built homes, hoping to jump start the residential-construction market. According to state officials, the tactic has worked well and is helping to entice home buyers into the market. However, there only is approximately 20 percent of the program’s funding remaining.
Of Interest | admin June 19, 2009 | Comments (0)
“Foreclosure Moratorium” explained
Recent news headlines have caused confusion by mischaracterizing the new California Foreclosure Prevention Act as a “90-day moratorium” and incorrectly stating that the lender must modify delinquent loans before it begins foreclosure. In reality, the foreclosure process for certain owner-occupied residential first trust deeds has been extended by 90 days, effective June 15, but an exemption is available for lenders with comprehensive loan modification programs as defined by the Act.
Under pre-existing law, a lender must wait three months after filing a notice of default before it can file a notice of sale. The new California Foreclosure Prevention Act extending that time frame by another 90 days may not have much practical impact. For more information on the new law, go to C.A.R.’s legal article “Housing Stimulus Laws for 2009” at http://www.car.org/legal/2009-qa/housing-stimulus-laws-2009/.
News, Of Interest | admin June 17, 2009 | Comments (0)
U.S. regulator: Be wary of reverse mortgages
Some industry analysts, including U.S. bank regulator, John Dugan, believe that reverse mortgages could be the next subprime mortgage product to gain traction. Dugan says that while reverse mortgages can be beneficial, they also share some of the characteristics of the riskiest types of subprime mortgages.
Of Interest | admin June 11, 2009 | Comments (0)
